According to the No Surprises Act, you are entitled to receive a “Good Faith Estimate” detailing the expected costs of your mental health care.

Under the law, health care providers including mental health therapists are required to provide patients who don’t have insurance or who are not using insurance to pay for their care an estimate of the expected charges for items and services including psychotherapy.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, hospital fees, and psychotherapy services.

Make sure your mental health care provider gives you a Good Faith Estimate in writing at least one business day before your scheduled medical service or item. You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Be sure to save a copy of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.”